You can camp at Panama City Beach year-round. Winters are mild and calm, while summers run hot and have higher humidity. Summer campers may be more comfortable in an RV or lodging with a fan/AC. Late February to mid-April is spring break in Florida, when top spots like Panama City Beach tend to fill up with college students and book out early. Summer and fall are also hurricane season, when storm monitoring precautions via the National Hurricane Center are a must.